Michigan educational credit union

Michigan Educational Credit Union The Royal Oak Branch is located at 1903 Rochester Road, Royal Oak, MI 48073. The branch is one of 6 locations available to members. For more information about the Michigan Education Savings Program (MESP) , call 1-877-861-6377 or review the Program Description which includes investment objectives, risks, charges, expenses, and other important information. Read and consider it carefully before investing. Faxes & Borrower Uploads. 1-877-589-1597. Faxes and borrower uploads are processed on average within two hours of receipt if received between 8:00am and 5:00pm weekdays, Central. Mail. Michigan Educational Credit Union. P.O. Box 924610. Fort Worth, TX 76124. Emails. [email protected] 13-15 Executive Summit. September 15-17 Fall Leadership Development Conference. September 27-28 Branch Manager Virtual Conference (Sold Out) Begins October 4The 81st Annual Meeting of Michigan Educational Credit Union took place on Wednesday, April 26, 2023, at 7:00 p.m. The meeting was held in the VisTaTech Center at Schoolcraft College at 18600 Haggerty Road in Livonia, Michigan. 2022 ANNUAL REPORT.Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law.Sep 1, 2023 · Revolving Credit: Access A Personal Loan Whenever You Need It. From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any ... iPhone. Get the convenience of mobile banking wherever you are with Michigan Educational Credit Union. MichEd Mobile is available to all members of the credit union for FREE and allows you to check balances, make transfers, and find locations, all in the palm of your hand. Available features include:Michigan Educational Credit Union 9200 Haggerty Road Plymouth, MI 48170 (734) 455-9200. 4Front Credit Union 101 North Park Street Traverse City, MI 49684 (231) 929-2000.About this app. Get the convenience of mobile banking wherever you are with Michigan Educational Credit Union. MichEd Mobile is available to all members of the credit union for FREE and allows you to check balances, make transfers, and find locations, all in the palm of your hand.Credit Union Derivatives. Michigan - Credit Unions. Following is a comprehensive list of Credit Unions based in Michigan. This list can be sequenced by institution name, federal regulator, city, deposit asset ratio, deposits or total assets by clicking on the label at the head of the column. Reporting Period - quarter ended 20230331 : Name. We would like to show you a description here but the site won’t allow us. Sep 1, 2023 · A Great Way to Save! Opening a Regular Share Savings account is your first step to becoming a member of Michigan Educational Credit Union, but it's also a step toward smart financial planning. Each account earns competitive dividends and is federally insured by the National Credit Union Administration (NCUA) to at least $250,000. Michigan Educational Credit Union (MECU) formed in 1942, has nearly 50,000 members strong, with assets exceeding $600 million. They serve individuals who reside, work, or worship in Wayne, Washtenaw, Oakland, Macomb, Livingston, and Jackson Counties.Michigan Educational Credit Union (MECU) was founded in 1942 to serve the ever-changing financial needs of the growing numbers of its member owners. Today, MECU serves more than 50,000 members, with assets of $800 million and 6 branches.Michigan Educational Credit Union The Royal Oak Branch is located at 1903 Rochester Road, Royal Oak, MI 48073. The branch is one of 6 locations available to members.Our home equity program features: Home Equity Line of Credit option with competitive, variable rate and monthly payments as low as $9.00 per thousand borrowed. Closed-end Home Equity Loan option with low, fixed-rate. Loan amounts of $10,000 or more. Maximum Loan-to-Value 90%. NO FEES.At Lake Michigan Credit Union, we want to do what’s right for our members at every turn —bank, borrow, invest, or insure. To us, you’re not an account number, you’re a member — and part of a large and growing community.Michigan Educational Credit Union - Royal Oak has 1 stars. What days are Michigan Educational Credit Union - Royal Oak open? Michigan Educational Credit Union - Royal Oak is open Mon, Tue, Wed, Thu, Fri. Faxes & Borrower Uploads. 1-877-589-1597. Faxes and borrower uploads are processed on average within two hours of receipt if received between 8:00am and 5:00pm weekdays, Central. Mail. Michigan Educational Credit Union. P.O. Box 924610. Fort Worth, TX 76124. Emails. [email protected]. MICHIGAN EDUCATIONAL CREDIT UNION | 27 followers on LinkedIn. ... Join to see who you already know at MICHIGAN EDUCATIONAL CREDIT UNION Michigan Educational Credit Union. 9200 N Haggerty Rd Plymouth Twp MI 48170. (734) 455-9200. Claim this business. (734) 455-9200. Website.Michigan Educational Credit Union 9200 Haggerty Road Plymouth MI 48170 734.455.9200 Providing quality, comprehensive, cost effective financial services"“ www.michedcu.org [email protected] Educational Credit Union serves members through 6 branches across Michigan, offering diverse financial services. Services may vary by location. Verify services at any branch. Calculate loan payments, savings growth, debt payoff, and more. Learn about mortgages, credit cards, and other financial tips.Michigan Educational Credit Union - Ann Arbor. 4141 Jackson Rd Ann Arbor MI 48103. (734) 761-7505. Claim this business. (734) 761-7505. Website.With as little as $2,500, you can earn a higher rate of return with a Michigan Educational Credit Union Share Certificate. Our Share Certificates feature: Terms of 3 to 60 months. Terms up to 12 months require a minimum of $2,500. Terms of 18 months and longer require a minimum of $5,000. Available with a compounding or non-compounding option.Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law. Michigan Educational Credit Union 9200 Haggerty Road Plymouth MI 48170 734.455.9200 Providing quality, comprehensive, cost effective financial services"“ www.michedcu.org [email protected] Welcome to the Michigan Educational Credit Union loan payment portal. You can use the loan payment portal to pay your MECU loans from an external account. Please note, this is a separate login from the username you use to access Home and Mobile Banking.At Michigan Educational Credit Union, we have always offered consumer-friendly credit cards with beneficial features. Accepted worldwide, our World Rewards Mastercard® and Platinum Mastercard® are ideal for travel, shopping, paying at the gas pump, making reservations or purchases over the phone, buying merchandise online, and financing ...Michigan Educational Credit Union primarily serves citizens of Jackson, Livingston, Macomb, Oakland, Washtenaw, and Wayne counties in Michigan. Michigan Educational Credit Union’s Address, Phone Number, and Contact Information. Michigan Educational Credit Union is located at 9200 Haggerty Road, Plymouth, MI 48170. The main telephone numbers ... french creole
THE ACCOUNT THAT LETS YOU BE JOYOUSLY, LOUDLY, UNAPOLOGETICALLY YOU. Our Achieve Student Debit Account has everything you need to get your finances going, without slowing you down. For members ages 16-23, it’s full of features you need to manage your money, without worrying too much about it.1 review of Michigan Educational Credit Union - Royal Oak "It seems customer service is not their top priority. They are "overcharge"happy and hold checks forever- then charge when you go to use it because it's being held.Michigan Educational Credit Union primarily serves citizens of Jackson, Livingston, Macomb, Oakland, Washtenaw, and Wayne counties in Michigan. Michigan Educational Credit Union’s Address, Phone Number, and Contact Information. Michigan Educational Credit Union is located at 9200 Haggerty Road, Plymouth, MI 48170. The main telephone numbers ... Sep 1, 2023 · Revolving Credit: Access A Personal Loan Whenever You Need It. From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any ... Join us at Michigan Educational Credit Union: Plymouth Main Office Monday, September 23 2:00 p.m. & 6:00 p.m. Ann Arbor Office Tuesday, September 24 6:00 p.m.Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law.Michigan Educational Credit Union The Livonia Branch is located at 14921 Middlebelt Road, Livonia, MI 48154. The branch is one of 6 locations available to members.Join us at Michigan Educational Credit Union: Plymouth Main Office Monday, September 23 2:00 p.m. & 6:00 p.m. Ann Arbor Office Tuesday, September 24 6:00 p.m. The 81st Annual Meeting of Michigan Educational Credit Union took place on Wednesday, April 26, 2023, at 7:00 p.m. The meeting was held in the VisTaTech Center at Schoolcraft College at 18600 Haggerty Road in Livonia, Michigan. 2022 ANNUAL REPORT.book a case for christ
For support with debit cards, CO-OP Network ATM cards, or credit cards, please call a number below: Lost, stolen, or fraudulent ATM or debit cards (U.S. only) 1-888-241-2510 789 W Ann Arbor Trail, Suite 200. People Driven Credit Union. 37401 Plymouth Rd. Catholic Vantage Financial Plymouth Canton Branch. 8817 Sheldon Rd Plymouth, MI. Branch Locator. 7 Plymouth Credit Unions. Michigan Credit Unions. 2023 Guide. Since 1942, Michigan Educational Credit Union (MECU) has specialized in serving the unique financial needs of school employees. In December 2012, we expanded our field of membership to include individuals who reside, work, or worship in Wayne, Washtenaw, Oakland, Macomb, Livingston, and Jackson counties. Michigan Educational Credit Union (MECU) was founded in 1942 to serve the ever-changing financial needs of the growing numbers of its member owners. Today, MECU serves more than 50,000 members, with assets of $800 million and 6 branches.23-month CD. APR* as low as. 5.99%. Loan Rates Apply. Savings Rates. Investment Rates. Loan Rates. Mortgage Rates. Business Account Rates.Revolving Credit: Access A Personal Loan Whenever You Need It. From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any ...Sep 1, 2023 · Revolving Credit: Access A Personal Loan Whenever You Need It. From do-it-yourself projects around the house to travel expenses, tuition and more, Michigan Educational Credit Union's Revolving Credit Personal Loan, with a rate as low as 9.95% APR*, is up to the task. Once approved for a credit limit, you can tap into this versatile loan at any ... iPhone. Get the convenience of mobile banking wherever you are with Michigan Educational Credit Union. MichEd Mobile is available to all members of the credit union for FREE and allows you to check balances, make transfers, and find locations, all in the palm of your hand. Available features include:We would like to show you a description here but the site won’t allow us.Jan 2, 2023 · Michigan Educational Credit Union will be closed for business on the following dates: New Year's Day (observed) Monday, January 2, 2023. Martin Luther King, Jr. Day. Monday, January 16, 2023. Washington's Birthday (Presidents' Day) Monday, February 20, 2023. Memorial Day. Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law. capitulado
PayPal is widely used by consumers, but some credit unions may have doubts about its data security when their members use the online payments service. However, there are a number of reasons CUs need not fear the popular payments application. Complete confidentiality. Users’ information is never revealed to any other PayPal patrons or businesses. Sep 1, 2023 · Our home equity program features: Home Equity Line of Credit option with competitive, variable rate and monthly payments as low as $9.00 per thousand borrowed. Closed-end Home Equity Loan option with low, fixed-rate. Loan amounts of $10,000 or more. Maximum Loan-to-Value 90%. NO FEES. Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law. Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law.Michigan Educational Credit Union 9200 Haggerty Road Plymouth, MI 48170 (734) 455-9200. 4Front Credit Union 101 North Park Street Traverse City, MI 49684 (231) 929-2000.Michigan Educational Credit Union, Plymouth, Michigan. 2,304 likes · 20 talking about this · 51 were here. Dedicated to serving the financial needs of our community since 1942.We would like to show you a description here but the site won’t allow us.Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law.Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law.State. 1. 272482508. 9200 HAGGERTY RD. PLYMOUTH. MICHIGAN. On this page We've listed above the details for ABA routing number MICHIGAN EDUCATIONAL CU used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking.Registered representatives of LPL offer products and services using MECU Financial, and may also be employees of Michigan Educational Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Michigan Educational Credit Union or MECU Financial. Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law.For support with debit cards, CO-OP Network ATM cards, or credit cards, please call a number below: Lost, stolen, or fraudulent ATM or debit cards (U.S. only) 1-888-241-25104 reviews of Michigan Educational Credit Union "When my wife and I joined MECU in 2015, the staff (at the Ann Arbor branch) came over to meet us and introduce themselves to us. Additionally, we were pleased to learn that their free checking is actually free (with no direct deposit requirement) and if you direct deposit you get your first box of ... 23-month CD. APR* as low as. 5.99%. Loan Rates Apply. Savings Rates. Investment Rates. Loan Rates. Mortgage Rates. Business Account Rates.Welcome to the Michigan Educational Credit Union loan payment portal. You can use the loan payment portal to pay your MECU loans from an external account. Please note, this is a separate login from the username you use to access Home and Mobile Banking.como aprender ingles
Aug 22, 2023 · Get the convenience of mobile banking wherever you are with Michigan Educational Credit Union. MichEd Mobile is available to all members of the credit union for FREE and allows you to check balances, make transfers, and find locations, all in the palm of your hand. Available features include: Check conditions of various services from the credit union below. Report a problem with 1-click if you are experiencing an outage of any credit union services. Report downtime for this specific Michigan Educational Credit Union Plymouth MI (Plymouth Main Office) location at 9200 Haggerty Road. Michigan Educational Credit Union. Oct 2017 - Present5 years 11 months. Harland Clarke 1-800-858-3355 provides check order services to our members. Login using Michigan United Credit Union’s routing number 272477199 and your account number. NOTE: If your name or address has changed since your previous check order, please contact us at 248-647-5958. To conveniently order your checks online from Harland Clarke ... ‎Get the convenience of mobile banking wherever you are with Michigan Educational Credit Union. MichEd Mobile is available to all members of the credit union for FREE and allows you to check balances, make transfers, and find locations, all in the palm of your hand. Available features include: - Ch… State. 1. 272482508. 9200 HAGGERTY RD. PLYMOUTH. MICHIGAN. On this page We've listed above the details for ABA routing number MICHIGAN EDUCATIONAL CU used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking.Power Sports. Example: A loan amount of $12,000 with a rate as low as 6.99% APR for 60 months would have an approximate monthly payment of $237.61. *APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 144 months, depending on amount financed. Loan to Value up to 135%. APR may be higher, based on amount ...With as little as $2,500, you can earn a higher rate of return with a Michigan Educational Credit Union Share Certificate. Our Share Certificates feature: Terms of 3 to 60 months. Terms up to 12 months require a minimum of $2,500. Terms of 18 months and longer require a minimum of $5,000. Available with a compounding or non-compounding option.For more information about the Michigan Education Savings Program (MESP) , call 1-877-861-6377 or review the Program Description which includes investment objectives, risks, charges, expenses, and other important information. Read and consider it carefully before investing.7 reviews of Michigan Educational Credit Union "First of all the internet service contacts you back promptly, and the Upper management is friendly and helpful. As for the loan department, I found one particular rep [Andrew] to be LESS than delightful.Credit Union Derivatives. Michigan - Credit Unions. Following is a comprehensive list of Credit Unions based in Michigan. This list can be sequenced by institution name, federal regulator, city, deposit asset ratio, deposits or total assets by clicking on the label at the head of the column. Reporting Period - quarter ended 20230331 : Name.Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law.6.99%. College/Trade School Grad or Active Military Discount - 2022 and 2023 graduates and active military service members can save .25% off MECU's current auto loan rates. Classic Cars (25 years and older) As low as 8.00%, up to 48 months (minimum $10,000) Payment example: $20,000 loan with a 72 month term at 6.49% APR would be $336.10/month.Michigan Educational Credit Union serves members through 6 branches across Michigan, offering diverse financial services. Services may vary by location. Verify services at any branch. Calculate loan payments, savings growth, debt payoff, and more. Learn about mortgages, credit cards, and other financial tips.From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be. Troy Branch. 4555 Investment Drive. Troy, MI 48098. Phone: (866) 674-2848 or (586) 263-8800.my reviews googleThe map above displays the locations of Michigan Educational locations in Brighton, Michigan, with markers indicating the exact locations. By clicking on a marker, you can see the name and address of the credit union, as well as other relevant information such as the services they offer and their hours of operation. For more information about the Michigan Education Savings Program (MESP) , call 1-877-861-6377 or review the Program Description which includes investment objectives, risks, charges, expenses, and other important information. Read and consider it carefully before investing.Harland Clarke 1-800-858-3355 provides check order services to our members. Login using Michigan United Credit Union’s routing number 272477199 and your account number. NOTE: If your name or address has changed since your previous check order, please contact us at 248-647-5958. To conveniently order your checks online from Harland Clarke ...From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be. Troy Branch. 4555 Investment Drive. Troy, MI 48098. Phone: (866) 674-2848 or (586) 263-8800. 789 W Ann Arbor Trail, Suite 200. People Driven Credit Union. 37401 Plymouth Rd. Catholic Vantage Financial Plymouth Canton Branch. 8817 Sheldon Rd Plymouth, MI. Branch Locator. 7 Plymouth Credit Unions. Michigan Credit Unions. 2023 Guide. Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law. Sep 1, 2023 · Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law. Michigan Educational Credit Union. 9200 N Haggerty Rd Plymouth Twp MI 48170. (734) 455-9200. Claim this business. (734) 455-9200. Website.Michigan Educational Credit Union The Royal Oak Branch is located at 1903 Rochester Road, Royal Oak, MI 48073. The branch is one of 6 locations available to members.Michigan Educational Credit Union is located in Plymouth, Michigan, United States. Who are Michigan Educational Credit Union 's competitors? Alternatives and possible competitors to Michigan Educational Credit Union may include Lake Elmo Bank , Promedica Federal Credit Union , and Lake County Educational Federal Credit Union .Michigan Educational Credit Union 9200 Haggerty Road Plymouth MI 48170 734.455.9200 Providing quality, comprehensive, cost effective financial services"“ www.michedcu.org [email protected] 6.99%. College/Trade School Grad or Active Military Discount - 2022 and 2023 graduates and active military service members can save .25% off MECU's current auto loan rates. Classic Cars (25 years and older) As low as 8.00%, up to 48 months (minimum $10,000) Payment example: $20,000 loan with a 72 month term at 6.49% APR would be $336.10/month.Sep 1, 2023 · With as little as $2,500, you can earn a higher rate of return with a Michigan Educational Credit Union Share Certificate. Our Share Certificates feature: Terms of 3 to 60 months. Terms up to 12 months require a minimum of $2,500. Terms of 18 months and longer require a minimum of $5,000. Available with a compounding or non-compounding option. good and beautiful
State. 1. 272482508. 9200 HAGGERTY RD. PLYMOUTH. MICHIGAN. On this page We've listed above the details for ABA routing number MICHIGAN EDUCATIONAL CU used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking.Welcome to the Michigan Educational Credit Union loan payment portal. You can use the loan payment portal to pay your MECU loans from an external account. Enter the loan account number as it appears on your statement. Payments made after 6:00 pm EST, on Credit Union holidays or on weekends will be processed the next business day. Please enter ...Sep 1, 2023 · Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law. State. 1. 272482508. 9200 HAGGERTY RD. PLYMOUTH. MICHIGAN. On this page We've listed above the details for ABA routing number MICHIGAN EDUCATIONAL CU used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking.Faxes & Borrower Uploads. 1-877-589-1597. Faxes and borrower uploads are processed on average within two hours of receipt if received between 8:00am and 5:00pm weekdays, Central. Mail. Michigan Educational Credit Union. P.O. Box 924610. Fort Worth, TX 76124. Emails. [email protected]. Michigan Educational Credit Union primarily serves citizens of Jackson, Livingston, Macomb, Oakland, Washtenaw, and Wayne counties in Michigan. Michigan Educational Credit Union’s Address, Phone Number, and Contact Information. Michigan Educational Credit Union is located at 9200 Haggerty Road, Plymouth, MI 48170. The main telephone numbers ...Michigan Educational Credit Union: 9200 Haggerty Road Plymouth, MI 48170 This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law.Michigan Educational Credit Union primarily serves citizens of Jackson, Livingston, Macomb, Oakland, Washtenaw, and Wayne counties in Michigan. Michigan Educational Credit Union’s Address, Phone Number, and Contact Information. Michigan Educational Credit Union is located at 9200 Haggerty Road, Plymouth, MI 48170. The main telephone numbers ... Michigan Educational Credit Union The Royal Oak Branch is located at 1903 Rochester Road, Royal Oak, MI 48073. The branch is one of 6 locations available to members. frontiers movie
TruStage® Auto & Home Insurance Program. Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149. TruStage® Auto and Home ...MICHIGAN EDUCATIONAL CREDIT UNION. Address: (Main Office) 9200 N Haggerty Rd. PLYMOUTH, MI 48170-4633. Phone: (734) 455-9200. Fax: (734) 416-5256.Michigan Educational Credit Union (MECU) formed in 1942, has nearly 50,000 members strong, with assets exceeding $600 million. They serve individuals who reside, work, or worship in Wayne, Washtenaw, Oakland, Macomb, Livingston, and Jackson Counties.Michigan Educational Credit Union 9200 Haggerty Road Plymouth MI 48170 734.455.9200 Providing quality, comprehensive, cost effective financial services"“ www.michedcu.org [email protected]