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The UMCU Student Account Package is an all-inclusive bundle created with college students in mind to make banking simple and convenient while you're in school and after you graduate. In addition to the Student Account Package, you can enjoy extra features, including: UMCU mobile banking app. Mobile wallet for a quicker checkout experience ...University of Michigan Credit Union takes pride in offering high-value accounts and loans with great rates. Open an account or apply for a loan today.No matter what you need to know, we're here to help you. And please remember that if it's outside of normal business hours, you can access your UMCU accounts through online banking, our mobile banking app, or at any CO-OP ATM. UMCU Contact Center/Text Hours: Monday – Friday: 8 a.m. – 6:30 p.m.; Saturday: 9 a.m. – 2 p.m. Connect to your accounts when it's most convenient for you with Online Banking Services from University of Michigan Credit Union. 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